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BlogBlog5 Ways to Spend Less on Food

5 Ways to Spend Less on Food

reducing food expenses

Food is often one of the biggest expenses for families, especially medium to large households. It can also be challenging for individuals who live alone to budget groceries. Whether you’re single or have children to feed, there are simple steps you can take to spend less on food while also eating healthier. Try these tips along with others posted on the Embassy Loans blog.

1. Waste Nothing

Once or twice a week, have a “leftover buffet” to use up small portions of leftover food that may not be enough for a full meal on their own. This is almost like getting a free meal. If you have small amounts of different entrées, heat them up and add extras such as cheese and crackers or cut-up veggies with dip. You can also make sandwiches out of leftovers for the next day’s lunch. Nearly any leftover meat or vegetable can be rolled into a tortilla for a tasty wrap that costs far less than convenience foods.

2. Have a Plan When You Go Shopping

If you know you’ll have a busy week, plan to cook extra on the weekend so you’ll have prepared meals ready, this helps avoid splurging on expensive takeout. Decide what you want to eat throughout the upcoming week and write a list of what you’ll need (checking the pantry first for items you already have). Never shop without a list and never shop hungry. It’s simple advice, but incredibly effective for sticking to your budget.

3. Keep Your Pantry Stocked With Basics

When you find yourself without a dinner plan, a well-stocked pantry can save you from overspending on convenience foods. Keep essentials such as rice, canned beans, canned tuna, or pasta on hand so you can quickly pull together an easy, budget-friendly meal at home anytime.

4. Use Coupons the Right Way

Coupons can save money, but many are for high-priced convenience items. Buying things you wouldn’t normally purchase just because you have a coupon will drain your budget. Clip coupons only after writing your grocery list, and use them for items you planned to buy anyway. It’s okay to be flexible when there’s an exceptional deal, just avoid buying unnecessary items you might never use.

5. Try Shopping at a Club or Warehouse Store

Club stores can offer excellent savings on many items. While there’s an annual membership fee, larger families often save enough on nonperishables such as toilet paper and trash bags to make it worthwhile. Always shop with a list to avoid over-purchasing, and compare prices with your regular store, don’t assume club stores are always cheaper. Paper goods, canned items, and frozen foods are typically good buys. For fresh produce, only purchase in bulk if you’re sure your household will consume it before it spoils.

Start Saving More, Take Control of Your Budget Today

If you’re looking for financial solutions to help you stay on track, Embassy Loans is here to help. Apply online, reach out through our Contact page, or call us directly at (833) 839-2274 for personalized assistance.



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Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions
What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.