(833) 839-2274  157 N State Road 7, Plantation, FL 33317

BlogBlog5 Ways to Spend Less on Food

5 Ways to Spend Less on Food

reducing food expenses

Food is often one of the biggest expenses that families have, especially when it comes to those of medium to large sizes. Of course, it can be also difficult for just on person to budget for groceries. Whether you are single and live alone or have children to feed, there are steps you can take to spend less on food, and eat healthier while doing it. Try these tips as well as others posted on the Embassy Loans blog.

1. Waste nothing. Once or twice a week, have a “leftover buffet” to use up those small amounts of leftover food that aren’t enough alone to make a meal out of. This is almost like getting a free meal. If you have small amounts of a few different entrees, heat them up and add an extra or two such as cheese and crackers or cut up veggies and dip. Or, make sandwiches out of leftovers for the next day’s lunch. Just about any leftover meat and/or vegetable can get rolled into a tortilla for a tasty wrap that costs a fraction of convenience foods.

2. Have a plan when you go shopping. If it’s going to be a busy week, plan to cook extra on the weekend so that you have prepared food available and won’t be tempted to splurge on more-expensive takeout. Decide what you want to eat during the upcoming week, and write a list of exactly what you’ll need (checking the pantry first for staples you already have). Never shop without a list. And never shop hungry – you’ve heard it before, but it’s a highly effective way to ensure you won’t have trouble sticking to the list.

3. Keep your pantry stocked with basics. When you do find yourself without a plan for dinner one night, you won’t waste money on convenience foods if you have a pantry stocked with food items such as rice, canned beans, canned tuna, or pasta. Be sure to keep a few of these types of items on hand so you can pull together an easy, inexpensive meal at home at a moment’s notice.

4. Use coupons – the right way. Coupons are often for high-priced convenience items, and buying something you wouldn’t have bought otherwise just because you have a coupon will deplete your grocery budget, not help it. If you want to clip coupons, great, but do it after your grocery list is written out, and use coupons only for things you are buying anyway. Some flexibility is fine if you come across a really great deal; just make sure you don’t buy things you don’t need and possibly won’t use.

5. Try shopping at a club or warehouse store. These larger club stores offer great deals on many items. There is an upfront annual membership fee, but especially if you are buying for a larger family, the savings on nonperishables like toilet paper and trash bags alone can offset it. Shop these stores with a list, just like any store, to avoid over-purchasing, and do take note of the prices of items you use often at other stores – don’t assume an item will cost less at a club store. Paper goods, canned items, and frozen foods are good choices; be cautious when buying fresh produce at a club store unless you are sure your family will eat all of the larger quantity these foods come in.



Embassy Loans is a leading provider of auto title loans since 2005

[gtranslate]

Get In Touch

Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

© 2024 · Embassy Loans · Site built by DMA

Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.