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BlogBlogCar Maintenance – Are You Caring For Your Most Valuable Asset?

Car Maintenance – Are You Caring For Your Most Valuable Asset?

Checking The Oil

Your car is probably one of your most valuable assets. In today’s economy, you can’t afford to lose the use of a car, so it’s essential to maintain it properly.

The good news? Simple maintenance steps can make a big difference over time — and they don’t have to be expensive. Here are five critical car maintenance tips that will help you save money and avoid major repair bills.

Oil Change

Whether you own a new or old car, changing your motor oil regularly is a must. Over time, oil loses its ability to lubricate the engine due to heat and buildup. Dirty oil also performs poorly and can cause damage. Don’t fall for the 3,000-mile oil change myth — most cars can safely go at least 5,000 miles between changes. Check your owner’s manual for the right interval. And if you don’t mind getting a little dirty, you can save even more by changing the oil and filter yourself.

Wheel Alignment

Many drivers underestimate the importance of wheel alignment. Potholes and rough roads can easily throw your wheels out of balance. If you ignore the warning signs, your car’s handling will worsen, and your tires could wear out unevenly. Even brand-new tires can be ruined in weeks if your alignment is off. If your car pulls to one side or you frequently hit potholes, get your alignment checked as soon as possible.

Air Filter

The air filter is one of the cheapest and easiest parts to replace. Most cost only a few dollars, and you can change it yourself in minutes. A dirty air filter hurts your car’s performance and lowers gas mileage. Replacing it regularly keeps your engine breathing clean and running efficiently.

Tire Pressure

Check your tire pressure often. A simple tire gauge is inexpensive and can save you hundreds on tire replacements. Underinflated tires wear out faster and reduce fuel efficiency. Keeping your tires at the correct pressure improves both safety and gas mileage.

Got a bump? Get it fixed!

If someone backs into your car, don’t ignore it — even a small dent can lower your car’s value. If the other driver gave you their info, follow up and get the repair done. But if they didn’t, and you can’t afford a full repair, at least touch it up to prevent rust. Scratches expose bare metal that can rust quickly. Buy a small can of matching touch-up paint, clean the area, and cover any exposed spots. It won’t look perfect, but it’ll protect your car until you can get it fixed properly.

Remember, your car is one of your most valuable assets. Thousands of Embassy Loans customers have used auto title loans to turn that value into cash when needed.

Take care of your car — it’ll save you money in the long run!


Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 2%, 2.5%, 3% int, up to 24 months.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions
What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.