You probably don’t need to be told that it’s a good idea to get your debt paid off. Most people spend a lot of time thinking about money and worrying about how their financial problems will affect them and their. If you do have substantial debt, or you have otherwise found yourself in a financial crisis, you know that finding a way out would help you provide for your family better, would allow you to do more things that you enjoy, and would ultimately help you start saving for your own future and that of your loved ones.

But did you know that debt can have serious, sometimes debilitating emotional repercussions that affect you right now? Your financial problems may be affecting you in ways you aren’t even aware of. Especially because financial problems often accompany already-stressful events, such as job loss, divorce, or illness, the compounded stress can be very hard to cope with.

Some people’s response to debt, and arguably the most dangerous response, is denial. When denial is your initial reaction to the building pressures of your crumbling finances, you allow more debt to build up before you finally face it and deal with the problem. On the other hand, some people react in just the opposite way – they get so stressed out that they have trouble sleeping, their eating habits change, or their performance at work may even suffer because they are worried about how they are going to pay the bills. Constant stress can cause physical as well as psychological problems, not to mention the strain debt can put on a relationship.

Sometimes worry is more than just worry – it can descend into downright panic. People are afraid to answer the phone, they leave the mail unopened, and they refuse to answer the door. They are afraid they will never be free of the financial problem; they cannot see a way out. Constant apprehension affects every aspect of these people’s lives.

Anger is another common reaction to debt. You may be angry with yourself for “letting” this happen; angry with creditors, angry with your boss, angry with anyone you perceive as having a part in your troubles. Or, you may find yourself quite depressed. Prolonged stress often makes people feel sad, lethargic, and withdrawn. Anger and depression are both dangerous conditions that make high-risk behaviors more likely.

If you are in a financial crisis, and you want to turn all that negative emotion into a wonderful, positive one – relief – then contact Embassy Loans today to secure an auto title loan. This can help you pay the bills that are threatening your financial well-being and preserve your credit. You will have plenty of time to pay the loan back, and you will be immediately relieved of the burden of creditors calling you several times a day, the fear of knowing you could lose your home, or the stress of accumulating bills. Call Embassy Loans to learn more about planning a healthy, debt-free future – one you can feel great about.