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Taking A New Look At Thrift Shops

Thrift StoreAlmost everyone has a thrift shop (or several) in the area that they live in. Many people have discovered the joys of shopping secondhand, for the unique finds as well as the great bargains. Making “thrifting” a way of life can save anyone money, regardless of his or her financial situation. In addition, buying used items is environmentally friendly. Does thrifting have to mean ratty, faded clothes that haven’t been in style since you were in middle school? No – not with the growing popularity of thrift shops and these helpful tips.

Think Beyond Clothes

Most people tend to think of clothing when they think of shopping secondhand, but there are actually many items that are available in good condition used (read: cheaper). It’s true that you can get great deals on clothes, jewelry, and shoes, but also look for housewares, books, games, sports equipment, and artwork, among other items.

Try Out Different Stores

Some people swear by sticking to thrift shops in ritzier areas for higher quality, name brand goods; others prefer an area with lower overhead as they are more likely to have a booming thrift store market. Some stores carry only trendy, current brands and styles; in other stores, anything goes. Whether you want the latest styles or you are happier with a more eclectic mix of clothing and housewares, there is a thrift shop with your name on it. Shop different ones until you find the one that most often has the stuff you want.

Know What Not To Buy

Because of outdated safety features, other safety issues, or potential health or hygiene issues, some things are best left on thrift-shop shelves. These include:

  • Cribs or other baby furniture, because you can’t be sure of any recalls issued.
  • Car seats, which may have damage you can’t see on initial inspection.
  • Bicycle helmets – ditto.
  • Mattresses, which are best bought new and clean. Besides, mattresses generally last only 8-10 years, and there’s no way to know the age of a used one.
  • Laptops and software (you may get them home to find that serial numbers or parts don’t work)
  • DVD players. New versions are so inexpensive – and covered by warranties – that risking buying a broken one doesn’t make sense.
  • Swimsuits and undergarments.
  • Makeup: bacteria’s playground.

Shop Regularly

When you find a store you like, shop often to determine how often and which days merchandise is replenished. Then work regular trips to the store into your schedule to find the largest selection and the best deals. Also, shop when the seasons change – people often go through clothing, sports gear, and the like and get rid of what they no longer need.



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What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

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The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

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Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

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Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.