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No Job? You Can Still Save Money and Make Ends Meet

Walking a TightropeIf you have recently lost your job, you are definitely not alone. Though the unemployment rate is slowly falling, it is still high enough to be fairly alarming. The worries you have when you are not working are very real worries, but thankfully there are some things you can do in order to still make ends meet. Here are some ideas that have worked well for others:

Reduce Your Bills

Impossible?  It isn’t. There are definitely things that you can do in order to reduce your bills. For instance, you can cut the cable cord. If you are like most families, that is at least $50 or $60 back into your pocket every month. Do you have credit cards or student loans? You may be able to get a reprieve on payments due to unemployment, just give them a call to ask. Energy bills can be reduced by only washing clothes in cold water, raise the temp that your air conditioner is set at and lower your water heater about 10 degrees.

Choose Fun and Free Entertainment

Even if you don’t have a job right now, it doesn’t mean you can’t have fun. There are plenty of free activities throughout Florida that can keep you busy. Take a hike with your family, see what programs your local library or community center is offering or go back to a simpler time where reading, puzzles, drawing and other pursuits were popular.

Save on Food and Clothing

You can also save on food costs by using coupons or shopping at a different store. There are many dollar stores, for instance, that sell the basics like condiments, snacks, cereal and more for dollars less than their name brand counterparts, which can really add up. When it comes to clothing, start shopping at secondhand stores or have a garage sale and get rid of the clothes you don’t want. Use the money to buy affordable new clothes or to pay other bills.

Finally, if you really want to make sure that you have the money you need, contact Embassy Loans for a car title loan. They are extremely easy to get, you don’t need good credit and best of all, you don’t need a job. Contact Embassy Loans today to see if you qualify for a car title loan in Florida.



Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.