We’re Celebrating Dads! Apply by June 16th & Get a FREE $50 Gift Card When Your Loan is Funded

  (833) 839-2274  157 N State Road 7, Plantation, FL 33317

BlogBlogHow You Can Check Your Car Title History

How You Can Check Your Car Title History

Budget-in-Line

Before buying a car—whether from a dealership, a friend, or an independent seller—it’s essential to check the car title history. This simple step can save you from costly problems later. A vehicle that looks perfect on the outside may have been in multiple accidents or rebuilt several times.

Here’s how to understand and verify a car’s title history before making your purchase.

What Is a Car Title?

A car title is an official legal document issued by your state’s Department of Transportation (DOT) or Department of Motor Vehicles (DMV).

It serves as proof of ownership and includes key details about both the owner and the vehicle, such as:

  • Owner’s name and address
  • Vehicle make, model, and year
  • Mileage
  • Vehicle Identification Number (VIN)

Always make sure the VIN on the title matches the VIN on the car, usually found on the dashboard and visible through the windshield.

Check the Mileage

The title lists the vehicle’s mileage from the last recorded sale. Compare this number to the current odometer reading. If a car shows very low mileage despite years of use—say, only 5,000 miles driven in five years—that’s a red flag. It could indicate tampering or odometer rollback.

Review the Title Information

Titles also reveal important details about a car’s condition and history. Any vehicle involved in a major accident, natural disaster, or reported theft will show a designation on the title.

Common terms include:

  • Salvage – indicates significant damage or rebuild.
  • Junk – means the car is no longer roadworthy.
  • Flood – signals water damage.

You should also check for any liens listed on the title. A lien means the vehicle was used as collateral for a loan and cannot be fully owned until that loan is repaid. For example, Embassy Loans places a lien on a car title when issuing a car title loan, and it’s removed once the loan is fully paid.

Pay for a Vehicle History Report

Several websites can provide a complete vehicle title history for a small fee. These reports include accident history, previous owners, and title changes. Getting a verified report before purchasing a used car gives you peace of mind and helps ensure you’re making a smart investment.

Drive Confidently with Embassy Loans

Understanding your car title helps you make safer buying decisions and maintain financial confidence.

If you own your car outright and need fast access to cash, Embassy Loans can help. Call (833) 839-2274 today to learn more about our car title loan options and get started.



Embassy Loans is a leading provider of auto title loans since 2005

[gtranslate]

Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 2%, 2.5%, 3% int, up to 24 months.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

© 2025 · Embassy Loans · Site built by DMA

Frequently Asked Questions
What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.