How You Can Check Your Car Title History
Before buying a car—whether from a dealership, a friend, or an independent seller—it’s essential to check the car title history. This simple step can save you from costly problems later. A vehicle that looks perfect on the outside may have been in multiple accidents or rebuilt several times.
Here’s how to understand and verify a car’s title history before making your purchase.
What Is a Car Title?
A car title is an official legal document issued by your state’s Department of Transportation (DOT) or Department of Motor Vehicles (DMV).
It serves as proof of ownership and includes key details about both the owner and the vehicle, such as:
- Owner’s name and address
- Vehicle make, model, and year
- Mileage
- Vehicle Identification Number (VIN)
Always make sure the VIN on the title matches the VIN on the car, usually found on the dashboard and visible through the windshield.
Check the Mileage
The title lists the vehicle’s mileage from the last recorded sale. Compare this number to the current odometer reading. If a car shows very low mileage despite years of use—say, only 5,000 miles driven in five years—that’s a red flag. It could indicate tampering or odometer rollback.
Review the Title Information
Titles also reveal important details about a car’s condition and history. Any vehicle involved in a major accident, natural disaster, or reported theft will show a designation on the title.
Common terms include:
- Salvage – indicates significant damage or rebuild.
- Junk – means the car is no longer roadworthy.
- Flood – signals water damage.
You should also check for any liens listed on the title. A lien means the vehicle was used as collateral for a loan and cannot be fully owned until that loan is repaid. For example, Embassy Loans places a lien on a car title when issuing a car title loan, and it’s removed once the loan is fully paid.
Pay for a Vehicle History Report
Several websites can provide a complete vehicle title history for a small fee. These reports include accident history, previous owners, and title changes. Getting a verified report before purchasing a used car gives you peace of mind and helps ensure you’re making a smart investment.
Drive Confidently with Embassy Loans
Understanding your car title helps you make safer buying decisions and maintain financial confidence.
If you own your car outright and need fast access to cash, Embassy Loans can help. Call (833) 839-2274 today to learn more about our car title loan options and get started.
