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Budgeting for and Paying for Vet Bills

Vet BillsIf you are like the majority of Floridians, you probably have a pet…and if you have a pet, you know that vet bills can be extremely expensive. As a responsible pet owner, it is your responsibility, however, to ensure that your pet gets proper medical care, when needed. In order to register your pet (dog or cat) in Florida, they must be vaccinated and should have a check-up once a year. On top of that, pets get sick and injured just like humans do and if this happens, it can be hundreds or thousands out of your pocket. This can get expensive, but there are things you can do.

Consider Budgeting Monthly
Since you know that you will need to take your pet in for an annual check-up each year, it is recommended, if you have trouble paying, to set aside a little bit once a month. Even $10 every few weeks for a year should be enough to fully cover the cost of an annual exam and shots.

Insurance is Also Available
If you like the idea of budgeting, but anticipate a big cost for your pet in the future, like surgery, you may want to take the money you would put aside each month and instead buy pet insurance for your furry family member. Like medical insurance for people, pet insurance can help with everything from medications to major medical procedures.

Work With Your Vet on a Payment Plan
Some, but not all vets will offer payment plans in their offices. If you are having trouble paying your vet bills, consider asking about payment plans. They will generally be able to split your final invoice into payments to make it easier on your budget.

Credit Options
You can also choose to apply for credit when it comes to paying for vet bills. There are several companies out there that will supply credit for pet owners specifically for vet bills. However, you must have a higher credit score in order to qualify.

As you can see, there are several options that you have when it comes to paying for your pet’s medical bills.  There is another option as well, and that is to utilize the services of Embassy Loans and consider a car title loan. You can get hundreds, even thousands of dollars today with no credit check. For more information, browse our website or contact us at your convenience.



Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

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Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.