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The Basics of Car Ownership

When you purchase a vehicle, you also buy into a significant amount of responsibility. Several things go along with owning a car including maintenance, repair, and more. Here are some of the things you should know about owning a car or truck, whether you have purchased a brand new vehicle or a used one.

  • Check out the owner’s manual. Many people do not bother to read the owner’s manual, but you should. There are many things that you should know that are included in the manual. It contains information such as the type of oil or transmission fluid. Read it and understand more about caring for your vehicle.
  • Routine maintenance. Even if you know nothing about cars and trucks, there are some very basic maintenance tasks that you can check and complete yourself. These few items will help to increase the life of your vehicle and ensure that it runs smoothly and properly. Check tire pressure at least once a month. You can use a digital tire gauge. You can find the amount of air that should be in your tires in the owner’s manual. Keeping the right tire pressure helps fuel economy and increases the life of your tires.
  • Keep accurate records. Your owner’s manual recommends periodic service. Follow it and keep all of the documents associated with any service and maintenance. If you complete the task yourself, record This maintenance history will ensure that don’t repeat vehicle maintenance tasks more often than necessary.
  • Keep the title in a safe place. Your car’s title proves that you own it. Keep it in a safe at home. When you sell the car, you will need the title to transfer ownership. If you ever are in a serious financial situation, you may also be able to use your vehicle to complete a car title loan. You can borrow using your car as collateral. Embassy Loans has helped thousands and thousands of customers obtain money for financial emergencies using their vehicles as collateral. You must have the title to complete the transaction.
  • Search carefully for local mechanics. Ask your friends and family for reliable, trustworthy local mechanics to perform work on your vehicle. You can also do some research online to make sure that service shops are certified or affiliated with AAA. Building a relationship with a very good mechanic can be a huge benefit in the long run.


Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.