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Apartment Living Doesn’t Need to be Expensive

Budget ApartmentIf you are currently living in a Florida apartment, perhaps living month to month on your paychecks, you are certainly not alone. When you live in an apartment, much like a home owner, there will be expenses that you may not always expect. From higher than normal energy bills to an unexpected car emergency, things can quickly happen to deplete the cash that you may have saved. In order to combat this situation, there are some things that you can do in order to make apartment living a bit more affordable.

Consider a Roommate
One way that you can save money on apartment living is to consider a roommate. Typically, if you decide to invite a roommate to move in, you can effectively cut your bills in half. The other option that you will have is to move out of a studio or one bedroom apartment and move into a two or three bedroom with a roommate or two. Not only will you be spending less money, you will have a lot more space.

Create and Stick To a Budget
Another thing that you can easily do when it comes to saving money when living in an apartment is not only to create a budget, but to stick to that budget. Budgets are quite good at showing you what you are spending your money on, as well as where you may be able to take a cut. However, they will also teach you discipline and most importantly, can help you save money.

Focus on Your Energy Spending
Another way that you can save money on apartment living is by better controlling your heating and air conditioning costs. You need to ask yourself if you really need the thermostat set at 62 when you could save a lot of money, and still remain quite comfortable, by putting it up to 68. In the winter, when it is a bit cooler, you may not need to use the heater at all if you wear more sweaters and use more blankets.

As you can see, there are several ways that you can save money when living in an apartment. Of course, if there is an emergency situation where you need cash quickly, you can also contact Embassy Loans for a car title loan. You can get your money on the same day with little hassle.



Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.