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BlogBlogProposing Over the Holidays? A Car Title Loan Can Help

Proposing Over the Holidays? A Car Title Loan Can Help

Happy-Holidays

Make Your Holiday Proposal Unforgettable

It’s the time of year when the joyful holiday spirit is in the air. It is also a time when you may be thinking of proposing to your better half. What better way to ask your mate to marry you than to do it on Christmas Eve, Christmas Day, or even New Year’s Eve?

There’s just one problem: your finances. If you are considering a proposal and are short on cash, a car title loan can help.

Basics of a Car Title Loan

If you own a vehicle and possess its title, you can obtain a car title loan. Embassy Loans is a title loan company that has helped thousands of customers borrow money quickly and securely. As a lender, Embassy Loans prefers that borrowers have a vehicle that is paid off entirely. However, in some cases, a loan can be completed even if the borrower still owes money on the vehicle. The car or truck should also be approximately 15 years old or less and in good condition.

If the borrower defaults on a loan, the lender wants a desirable vehicle so that they can sell it and recoup some of their losses. Borrowers must fill out an application, either in person or online. They will be asked to prove their identity and residency and must have the title to the vehicle. Once everything is verified, lenders will assess how much the vehicle is worth.

Typically, borrowers can receive up to 50 percent of the vehicle’s value. A loan agreement is drawn up, and the borrower then receives their money. At Embassy Loans, most individuals receive their funds within an hour.

No Credit Check Required

One of the major obstacles in financing an engagement ring is credit. Getting approved for financing from a bank or even a jeweler can be difficult if you have a poor credit history. Car title loans, however, are not based on credit. Most title loan companies, including Embassy Loans, will not even run a potential borrower’s credit report.

If a borrower fails to repay the loan, the lender takes the car or truck as collateral and sells it. This is uncommon, but it is the primary risk involved. That said, because no credit check is required, a car title loan can be a great solution if you have less-than-perfect credit and need quick cash to make your holiday proposal truly special.


If you’re ready to take the next big step but need extra funds to make it perfect, Embassy Loans can help. Call us today at (833) 839-2274 and get the cash you need—fast, simple, and secure.



Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 2%, 2.5%, 3% int, up to 24 months.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions
What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.