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BlogBlogPlanning for Back-to-School or Hurricane Season? Auto Title Loans Can Help You Stay Ready

Planning for Back-to-School or Hurricane Season? Auto Title Loans Can Help You Stay Ready

The fall season in Florida can be a whirlwind of excitement and anxiety. The butterflies of back-to-school are often paired with the coming threat of hurricane season. Saving for both can be a tough act to pull off!

An auto loan could be a great way to prepare financially for hurricane season without hurting your chances for back-to-school savings, or vice versa. If you’re from Florida, you know you can’t compromise on storm preparation!

Embassy Loans is here to help you prepare for both. With flexible loan payment plans, we’re here to make sure you’re ready for whatever fall throws at you. Keep reading to find out how!

Going Back to School? 

A new school year starts in the fall. Are you and your kids ready for it? K-12 supplies can carry a hefty price tag that catches many parents off guard. 

First, there’s the cost of all your kids’ supplies: books, notebooks, pens, pencils, sharpeners, tablets —the list goes on and on. These necessary supplies can add up to hundreds of dollars, or even thousands, if you have several children. 

If you have your child in a private school, tuition is another expense that can significantly impact your finances. An auto title loan can be a simple alternative to complex bank loans that may not justify lending to a parent who is putting their child through private school.   

If you own a car and are worried about the cost of the upcoming school year for your kids, you can use an auto title loan to get the funds you need. A back-to-school loan will ensure they start their classes off on the right foot. 

To have your loan application approved, you must either have paid off your car or hold significant equity. No credit check required!

Preparing for a Florida Storm Season?

A fall school semester in Florida comes at the same time as another costly season: hurricane season. 

Not only do you have to deal with back-to-school shopping, but you’re also thinking about everything else you need to get ready for any storms on the horizon. Hurricanes in Florida can be devastating, and we all know what can happen when you get caught unprepared. 

An auto title loan can get you the funds you need to prepare for the coming Florida storm season. As storms get worse year to year, it becomes essential to be as ready as you can be before the rain starts. 

You can use an auto title loan to purchase anything storm-related, including but not limited to:

  • Batteries
  • Solar chargers
  • Plywood
  • Nail gun and other tools
  • Sand bags
  • Bus/train tickets
  • Gas card and propane tanks
  • Car repairs
  • Hotel rooms
  • Groceries

Budgeting for emergencies doesn’t have to drain your bank account. An auto title loan can get you the hurricane emergency money you need to get through to the other side! 

Keep an Auto Title Loan in Your Back Pocket to Prepare for Both!

The beautiful thing about an auto title loan is that it’s there when you need it most. You don’t need to take out a loan ahead of time for school, just like you don’t need to apply for one a month before hurricane season starts. 

Instead, you can apply for the loan at the precise time you require it during the school year. Additionally, you can grab an auto title loan when you hear about a big storm. Our reps can help you over the phone as long as we have all the correct information at hand. Don’t settle for less than the title loans Florida residents count on to weather the expected and unexpected–call Embassy Loans today!



Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.