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BlogBlogUnexpected Expenses? Here’s How Title Loans Can Give You a Little Extra Breathing Room

Unexpected Expenses? Here’s How Title Loans Can Give You a Little Extra Breathing Room

In life, unexpected expenses tend to show up at the worst times. Whether you’re experiencing legal troubles, a medical issue, a leaky roof, or any other surprise cost, a title loan might give you the breathing room you need. 

Embassy Loans is ready and able to guide you through our car title loan process to get you the cash you need now. With a friendly customer service team and reliable, accessible loans for all walks of life, we’re here to help. 

Call Embassy Loans to see how you can cover emergency costs with a car title loan today!

How Do Title Loans Work?

First time looking into car title loans? Then you might be wondering, “How do title loans work?” The answer is way simpler than you might think. 

A title loan, also known as an auto equity loan, uses your car title as collateral for a loan. We put a lien on your vehicle as part of the collateral agreement. You’ll need substantial equity in the vehicle, meaning you need to own your car outright or have most of it paid off. 

Auto title loans are short-term loans, typically ranging from a few months to 24 months total. They’re a good option if you need fast cash to deal with unexpected expenses, but they should be carefully considered due to higher interest rates. 

In the unfortunate case that you cannot make your loan payments, Embassy Loans retains the right to seize your vehicle and sell it onward to recoup what we’re owed. 

Do You Need Good Credit to be Approved for a Title Loan?

With Embassy Loans, you don’t need to worry about your score to receive a title loan, no credit or bad credit. Since title loans use your car title as collateral instead of levies on your credit score, credit checks aren’t a necessary part of the process 

As a result, Embassy Loans is in a great position to offer auto equity loans to individuals with bad credit or even no credit whatsoever.  

Moreover, we don’t even require a credit check when assessing your loan application. All we need is proof of income along with two months’ worth of bank statements. That’s it!

How Fast Do Title Loans Go Through?

Unexpected expenses often require payment quickly to resolve without further issues. As a result, a common worry is that a title loan won’t come through fast enough to deal with the problem at hand. 

That isn’t an issue when you’re dealing with Embassy Loans. Our specialized team is available 24/7 to help you through the process, guaranteeing fast payment for your car title. 

To be clear, we do need some information about you and your car to get started on the loan, including: 

  • Valid State or Federal ID
  • Social Security Number
  • Current Florida State Resident
  • Two Proof of Residence (Utility Bills)
  • Proof of Ability to Repay
  • Four References, Including 2 Relatives

Quick financial help has never been easier. Once everything is in order, you can be sure the process will move fast. Embassy Loans will process your title loan request within minutes of receiving all your information!

How Much Can Embassy Loans Offer for a Title Loan?

Embassy Loans is prepared to offer anywhere from $550 to $15,000 for your car title loan. In other words, we have the ability to lend for all kinds of unexpected expenses. 

Whether you need a small loan to fix the broken pipe in your house or several thousand dollars to cover an unplanned medical expense, Embassy Loans is here to provide financial support. 

We also offer various payment plans, ranging from 9 to 24 months. You can pay it off over time or all at once when you have the money together. 

Take Out an Auto Equity Loan to Deal with Your Unexpected Expenses Today

If you feel like you’re ready to take out an emergency loan without all the hassle of dealing with a traditional bank, contact Embassy Loans now. 

We’ll go through everything you need to get your loan for your car’s equity as soon as possible. All you need to do is give us a call and provide the information listed above, and you’re all set to go. 
Don’t let a rainy day get you down. Contact Embassy Loans for a premium auto equity loan today!



Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.