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Steps to Improving Your Financial Freedom in 2017

If you are like many Americans these days, you dream about financial independence. You long to abandon the paycheck-to-paycheck lifestyle and live a life free of worry about how you will provide for yourself and your family. It is possible to live this way if you have a plan and the discipline to stay it. Here are four easy steps to finding financial freedom in 2017.

  1. Analyze and change your spending. If you look at where you are spending your money, you will likely be surprised. The $7 deluxe coffees and the $10 lunches add up when you see how much you have spent in a month. Cutting, or at least limiting, spending on these types of things can help you save money in 2017.
  1. Clean up your credit history. One of the first things you should do in the New Year is obtain a free copy of your credit report. You are entitled to a free one every year. Look at it and look for any errors. You will be surprised to find things that do not belong on your credit report. You can correct these by contacting creditors and the credit bureaus. A solid credit history and good credit score can make a world of difference when it comes to buying a home, a car, or even getting a job.
  1. Pay off high-interest debt. In addition to incorrect items on your credit report, you should begin paying off any or all high-interest debt. The average household has at least one credit card that is thousands of dollars in debt. If you own a vehicle that is paid off, consider using it as collateral for a car title loan from Embassy Loans to consolidate any credit card debt and pay it off. Once the car title loan is paid off, you will reap the benefits of being debt-free (or almost debt-free).
  1. Develop a budget. These steps to financial freedom all work together. Changing spending habits is much easier once you have developed a budget. If there is money in the budget for a weekly trip to a local eatery for a $10 lunch, then you may partake. By making a budget, you will know exactly where and how much you are spending. Any money saved can then be used to help pay off debt, which in turn, contributes to clean up your credit history.


Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.