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How to Alleviate Financial Stress

One of the biggest worries that people have is in dealing with their finances. Will they have enough money to pay the bills this month? If you are overwhelmed with financial stress, you need to get a handle on it and live a more comfortable life. Here are several things you can do to rid yourself of stress related to finances.

  1. Evaluate your spending habits. If you are like most people, you could be saving lots of money by eliminating habitual purchases. Every day, you stop for a designer coffee on the way to work. If this costs $5 a pop for five days a week, you are spending over $100 each month. That’s money that could be put toward a new car, a college fund, a vacation, or even saved for retirement. Look at where you are spending your money and plan to change it.
  1. Start a budget. After you have evaluated your spending, develop a budget. If you do not have enough money coming in as you have going out, you need to eliminate some of your spendings, or you need to find additional forms of income (in some cases, maybe both). Knowing where your money is going each month and knowing that you’ve budgeted for all your bills can take a lot of stress off an individual.
  1. Set financial goals. You should establish some financial goals. Even if it is just one simple goal to save 10% of your income each month, it’s a start. Start small and build up as you learn to make changes to your finances and see the results. After saving $20 a month for six months, you realize that you could save even more.
  1. Get rid of debt. Carrying around massive amounts of debt can lead to financial disaster. The average American household has over $15,000 in credit card debt. Making minimum payments is not the answer. Work out a plan to pay off high-interest credit card debts as soon as possible. A creative strategy may be to use a car title loan from Embassy Loans to consolidate your debt. If you are a car owner, you can use it as collateral to get yourself out of debt. Car title loans are short-term loans that are easy to obtain, and you can get your hands on the cash within a few days.
  1. Avoid thinking that money can buy happiness. Don’t fall into the trap that our modern culture creates. You don’t always need the newest gadget. You don’t have to keep up with what your neighbors or friends are doing. Stay within your means and enjoy true happiness without financial stress.


Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.