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Seven Tips for the Holidays

The joy and excitement of the holiday season is upon us and with it can come some serious frustration. To get the most out of this special time of year, you need to keep a few things in mind. Here are seven tips to follow to help you and your family celebrate and enjoy the holiday season.

  1. It’s not all about you. Remember that the holiday season is a time of giving. Take a moment and do something special for someone, whether a family member, friend, or even a stranger.
  1. Get into the holiday spirit. Decorate your home and have your family and friends help you do it. Put a few holiday playlists on your music devices at home or in your car and let the music play continually. Nothing will put you in the holiday spirit like some good music.
  1. Remember, the holiday season is not a competition. You don’t have to compete with anyone in the giving of gifts. It’s the thought that counts. The holidays are not about material things. The sooner you realize that, the better.
  1. Plan for any holiday gatherings. If you are hosting a party or a dinner, plan well ahead. Have all your shopping done in advance so you can avoid having to venture out to grocery stores at the last
  1. Establish new traditions with your family. You or your family members may not remember a particular Christmas or holiday season, but you will all remember that every year a picture is taken around the tree.
  1. Keep your finances in order. If you are smart, you will have a budget for the holiday season. Stick to the budget and pay off all your holiday bills as soon as possible. If you need a means of taking care of your holiday spending, consider a car title loan from Embassy Loans. It’s a short-term loan that you can take out for a few hundred to a few thousand dollars that is then paid back in a short period of time. Your credit doesn’t have to be great, and you can get access to the money in a day or so.
  1. Plan for next year now. While you are involved with the current year’s holiday planning, start planning for next year. Get ready for the after-Christmas sales and stock up on supplies that you will need for next year.

 

The holiday season doesn’t have to be frustrating and overwhelming. Have a plan and stick to it so that you and your family can enjoy your time together.



Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.