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Get Your House Ready for Winter

Winters in Florida are nothing like what others around the country must go through, but homeowners still need to take some time to winterize their homes. It pays to prepare even against the relatively mild winters of the South. Whether you are having relatives for the holidays or even leaving on vacation for a few weeks, there are a few steps you can take to get your home ready for the winter.

  1. Inspect your roof, gutters, and downspouts.

If you have any cracks in your roof or clogged gutters, you may be in for some damage if a storm hits. If you are not comfortable with getting up on your roof, call a professional to come in and check for damage. Clear your gutters of all obstructions and make sure the downspouts are free from debris. Make sure the downspouts lead far away from the foundation of the home.

  1. Check windows and look for any cracks or holes inside and outside of the home.

You want to make sure that your home is sealed up both inside and out. Warm air from inside the home can escape through windows or any cracks or holes inside the home. Check all of your windows to see that they are properly sealed. If you do find any holes or cracks, a caulking gun can be used to fill them up. Be sure to check all vents and pipes that lead to the outside of the home. Make sure they are sealed to prevent warm air from escaping.

  1. Check your heating system.

A Florida winter is nothing like what homeowners in the Midwest experience with below freezing temperatures and piles of snow. Still, it is a good idea to look over your heating system to make sure it is in good condition for the winter. Inspect the unit for any signs of damage. You should also check out your ducts and the unit’s filter. If you haven’t changed the filter for a while, it is good idea to change it as it can help your heating system run more efficiently.

If you are in a position where you need to pay for some repairs but don’t have the money, there are some alternatives. The easiest is if you are a car owner. You may qualify for a car title loan from Embassy Loans, one of Florida’s leading consumer finance companies. The loans are easy to obtain, and you can have access to the money within just a few days.



Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.