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BlogBlogHow Committing to a Healthy Lifestyle Can Improve Your Finances

How Committing to a Healthy Lifestyle Can Improve Your Finances

It is hard to believe, but over 60 percent of the American population is overweight. What many do not realize is the effects of being unhealthy. Changing your lifestyle and committing to it can bring about significant changes in your life, including improving your financial situation. Here’s how.

Lost Wages

People who are overweight tend to be ill more frequently than those who are considered healthy. This translates into missed days at work and for many that can mean significant losses in pay. Hourly workers lose a day’s pay. Those who work on commissions lose the opportunity to earn more. Improving one’s diet and exercising regularly can not only help to lose weight but can also reduce a worker’s number of sick days.

Medical Expenses

There are illnesses that people suffer from that are related directly to how much they weigh. Diabetes is one. Individuals who struggle with obesity will spend thousands of dollars more than the average person on medical costs each year. Losing weight and becoming healthier will not only improve your quality of life, but it will also save you money.

Insurance Premiums

Insurance companies can charge higher premiums to those who are considered high risk. Overweight people are considered high risk. They have higher chances of heart disease, heart attack, and other things that could lead to premature death. Ultimately, this translates into higher premiums. For those who lead a healthy lifestyle, the risk of untimely death is less which means lower insurance premiums.

Prescription Drugs

When you are in good health, you probably do not visit the doctor as often nor do you take many prescription drugs. Overweight individuals may take a variety of pills for things like high blood pressure, high cholesterol, and diabetes.  Being healthy can also save you on over-the-counter medications too.

Pay Off Your Debt

Living a healthier life will allow you to save money on things like prescriptions, doctor visits, insurance premiums, and medical bills. You will also be happier and more productive. The potential to earn more at a job exists since you do not miss as many days. With more income, you can begin to pay off your debt and improve your financial picture. If you have a lot of debt and want to get rid of it as fast as possible, consider a car title loan from Embassy Loans to consolidate your unsecured debt. The credit is easy to obtain. There are no credit checks, and you can have access to your money in just a few days. Getting rid of debt and leading a healthy lifestyle to can put you on your way to a more fulfilling life.



Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.