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Get Out of Financial Misery with a Car Title Loan

If you are in a severe financial predicament and have run out of options, do not forget that you may be able to use your car to bail you out. A car title loan can provide you with the cash you need to help you get through your financial problems. You can obtain a car title loan rather quickly as long as you meet certain conditions.

How to Obtain an Auto Title Loan

At Embassy Loans, car title loans are easy to obtain. You must fill out an application to begin the process. Applicants must submit some forms to verify identity, residency, and ownership of the vehicle. We use the title to the vehicle as collateral for the loan. The vehicle identification number (VIN) on the title document must match that on the car or truck. After verification, Embassy Loans will appraise the vehicle.

Vehicle Appraisal and Loan Finalization

Standard blue book values are used to determine the value of a car. Embassy Loans, as is typical in the industry, allows customers to borrow up to 50 percent of the value of the car. This limitation protects lenders in the case of a default. A client who fails to repay a title loan faces the likelihood of repossession. Lenders like Embassy Loans will then sell the vehicle to recover losses. It is much easier to recover losses on a $10,000 car when the loan balance is less than $5,000. After we appraise a vehicle for value, the final loan documents are prepared and signed by the borrower.

Advantages of Car Title Loans

One of the biggest benefits of a car title loan is the speed in which we can complete the process. In many cases, Embassy Loans can provide access to cash on the very day that a loan application is filled out by the borrower. In fact, we complete most loans in an hour. One of the things that speed up the process is the lack of credit checks. There is no need to check a borrower’s credit since a vehicle’s title secures these types of loan.

In times of a financial emergency, a car title loan from Embassy Loans can provide the money needed to pay the mortgage, a utility bill, or other expense. There is no waiting for several weeks to get your money either. With quick access, you can spare yourself and your family worrying about your financial situation.



Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.