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Simple Ways to Save Money

Save MoneyWhether you are on a successful financial journey or trying to right the ship, there are a number of things that you can do to save money. Anyone can take the steps necessary to start or continue down the right financial path. Sometimes taking the first step is the hardest. Here are a few different ideas that may or may not apply to your situation and can be used to save money.

 

  • Turn off the television. At the very least, eliminate your cable service. Depending on where you live, you can still gain access to all of the major networks with an HD antennae. Subscription services like Hulu and Netflix offer access to most television programming and are much cheaper than cable providers. Watching less TV will also save on your electric bill and allow more time to focus on other activities.
  • Don’t collect; start selling. There are very few items worthy of collecting. If your home is overflowing with stuff, start selling it. Host a yard sale or sell items online on sites like eBay and Craigslist.
  • Move your bank accounts. If you are paying a fee for your bank accounts, find a new bank. Some banks will offer you a bonus for opening a new account. Others may add a bonus to your account when you set up direct deposit. There are offers out there. Take advantage of them.
  • Use the 30-day rule. Before making hasty purchases and buying on emotion, wait 30 days before making a final decision. Often, you will find that by waiting a month, the urge to buy the item disappears.
  • Make a list before shopping. Whether it is grocery shopping or shopping for home interior items, make a list. The key is to stick to the list. By making a list, you can minimize the number of impulse purchases that you make.
  • Choose to be healthier. You will be surprised. Choosing to eat healthier by avoiding convenience foods and fast foods is a great start. Simply drinking more water can also help you save money. Drinking more water fills you up, and you will not eat as much. You will also spend less on costly beverages like coffee, soda, and juice.

 

If your financial picture is bleak and you need money quickly, you can apply for a car title loan. If you own a vehicle that is in good shape and has no title issues, you can qualify. The process is very easy, and you can even apply online. Embassy Loans can process your loan in as little as an hour. Loans are not based upon credit, so they are great for those who have a poor payment history. Once your finances improve, try any of the above tips to move closer to financial freedom.



Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.