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Change Your Budget And Get Financially Healthy

AirConditioningHave you checked your financial health lately? You might want to take a look at your budget. Are you paying too much for car insurance? Internet service? There are numerous things you can do to improve your financial health.

 

  1. Cell phone service. Everyone thinks they have to have the latest and greatest smartphone and a premier cell phone plan to go with it. Maybe you do need it, but consider going with a prepaid plan. You can still have a smartphone and access to data, but you will find it will be much less expensive than postpaid plans.
  2. Get a cash-back credit card. There are many credit card companies that have cards where you can earn cash back on your purchases. Use the card for your monthly expenses such as groceries, gas, etc. Pay the bill off each month and reap the rewards – cash back – just for buying things you would buy anyway.
  3. Combine your Internet service with cable television, and a home phone. Most providers will offer large discounts when you bundle these services together. Not only do pay less, but you also get a single bill each month.
  4. Review your auto insurance policy each year. Consider things like raising your deductible, which will lower your premium. If you are insuring an older vehicle, you might want to think about whether or not it needs collision coverage. These types of things can help you save on your car insurance bill.
  5. Consider consolidating debt with a car title loan. If you own a vehicle that is paid off, you can use it to pay off other debts. If you have mounting credit card debt, use your vehicle for a car title loan and lower your overall debt payments. Embassy Loans of Florida has helped thousands of borrowers get access to cash by using their vehicles. Repay the car title loan quickly and become debt free.
  6. Shop online. There are numerous perks to shopping online, convenience being a big one. You can also save a ton of money in the process. Retailers often offer special discounts to virtual shoppers. Most retailers will offer free shipping too. Shoppers can save money and time by doing some of their shopping online.

 

Like your physical health, improving your financial health takes time. Consider some of the tips above. Try them and see if your finances improve.



Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.