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An Instant Loan When You Really Need It

Time concept of a businessman holding quick clockIf you are like most people, you have probably faced a financial situation where you could really have used some extra cash. Whether it was a car that needed fixed or even a short job layoff, each of us has had a time where could have used an emergency source of money. If you face such a situation, there is a way that you can give yourself an almost instant loan. Here’s how.

Do You Own A Vehicle?

If you own a vehicle, you can actually use it as collateral to borrow money. You can take out a car title loan if you have paid off your vehicle (or have almost paid it off) and the title is free of any liens. Companies like Embassy Loans of Florida have helped numerous customers access funds using their vehicles as collateral.

Using Your Vehicle For A Loan

You can visit an Embassy Loans office or go to their website, www.embassyloans.com, to fill out an application for an auto title loan. The application takes just a few minutes and once it is finished, an applicant will be required to provide a few pieces of documentation. The applicant must prove his or her identity, residency, and present the title to the vehicle for verification. When finished, title loan companies like Embassy Loans will then assess the vehicle for its value.

No Credit Checks

Unlike traditional loans from a bank or credit union, a car title loan does not require an examination of the borrower’s credit. For borrowers with poor credit histories, an auto title loan is a great way, and sometimes the only way, to take out a loan. Since a vehicle is acting as collateral, there is no need for any type of credit or background check. Some title loan companies may check employment history.

Quick And Easy

Because there is no need to check a borrower’s credit history or other background, the processing of an auto title loan is much quicker than that of a traditional bank loan. The average car title loan is processed and a borrower has his or her money within an hour. It is not unusual that a person applies for a title loan and receives the disbursement of the funds on the same day. A car title loan can give you the cash you need quickly so that it feels almost like an instant loan.



Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.