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Save Your Cash During Back to School Shopping

School SuppliesIt is that time of year again…time to send the kids back to school. If you are like most Florida parents, however, you may be struggling to make ends meet during this time of year. Going back to school can be expensive when you add in new clothes, school supplies, school fees and the additional burden of lunch money. In fact, it could be several hundreds of dollars worth of strain on your finances. Fortunately, there are some things you can do in order to save some money during this time:

1. Make a List and Budget

One of the best things you can do when it comes to going back to school shopping is to make a list of everything you need, as well as a budget, and stick to it. Yes, those pencils that light up might look cool, but they will also be several dollars more than the plain pencils. Though one or two splurges may be okay, you can be quite sure that your child will learn the same exact things whether or not they have a light-up pencil.

2. Use the Internet and Phone Apps

There are many internet sites that allow you to compare prices from store to store at home. If you have a smartphone, you can also download apps that can do the same thing. Most of these services are free and you can save a lot of money.

3. Don’t Buy Just to Save

You will probably run into some great sales along the way and you should definitely shop those sales. However, you are also going to have to be careful that you aren’t buying something simply because it is on sale. For instance, you may run into pants that are 50% off, but if you know there is no way your child will wear them due to color or style, it is likely going to just be a waste.

Those tips above can help you save a lot of money, but sometimes that isn’t enough to make ends meet. If you need a short term loan during this time, that is also possible too. With Embassy Loans, you can get a car title loan that is short term, even if you don’t have good credit. Contact Embassy Loans today to see if you qualify.



Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.