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Help For the Holidays

The holidays are fast approaching. For most people, this is both a joyous time of year as well as a very stressful time of year. It is a time of togetherness and a time for giving. Unfortunately, stress can often affect a person during this time of year so much that they miss out on all of the fun for the whole season. The number one cause of stress is, of course, money. With budgets tightening, it is often very hard to find enough money to use for gift-buying. Most of the money gets drained on bills and other normal household expenses.

Start a Savings Plan

Help avoid some of the stress during the holidays by coming up with a savings plan. Just start by analyzing the current budget and then come up with an amount of money that could be put away each week that would not be missed. Even an amount as small as $10 a week can end up being enough to buy a few gifts for friends and loved ones. Just make a plan, start early, and stick to the plan. The savings will add up before you know it.

If setting aside a certain amount of money each week is too difficult, then try the spare change method. Just take an old jar or shoebox and set it aside. Move to a cash-only system where everything is paid with cash. Take the change from every purchase and place it in a jar or shoebox. This method will quickly add up, as well. There are actually some banks that even offer programs where they will round up all charges to the nearest dollar and place that difference into a savings account. Now you are not only saving money, but you are also earning interest on the money that you are saving.

Now with all of this said, sometimes unforeseen events means that the holidays will arrive before you have saved any gift-buying funds. To many people, this can be very disheartening, especially when others are giving you and your loved ones gifts. So how does one afford to pay for these gifts and there is no money saved? An option is to consider a car title loan. These are great options for people who do not have the greatest credit score to borrow a little extra money to get through the holidays. The car title is used to secure the loan, so it is cheaper than a payday loan. Sound like it might work for you? Give the folks over at Embassy Loans a call for more details and they will be happy to fill you in.



Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.