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Alternatives For Getting Cash

Borrowing From A FriendEvery individual has gone through a cash shortage at one point in his or her life. When this happens, the most common reaction is to panic and immediately look for short term borrowing from other family members or friends. Borrowing from friends, though, has its drawbacks. It can be an easy way to lose a relationship with someone that you really care about. So, before you go down that path, think about some alternatives:

Sell Your Old Stuff

You may not think about it very often, but you have a lot of stuff in your house that doesn’t get used much any more. Old cell phones, unused TVs, tools, and even old clothes. None of it may be worth much by itself, but together, there could be hundreds of dollars of sell-able goods that you don’t even think about anymore. Try a yard sale or a local flea market. For more expensive goods like an old camera, think about Ebay or Craigslist.

Get A Job

You may think we are kidding, but a part time job is not real hard to find, especially during the holidays. Remember that even a minimum wage job with 20 hours a week will get you nearly $150 a week, or $600 per month. A few nights or weekends, and you’ll have real money that you don’t have to pay back to anyone.

Sell Your Car

Bought a new car a couple of years ago, and now you’re having problems with the payments? Well, you are not alone. However, you don’t need money to make those high payments, you need lower payments. Think seriously about selling that car, ditching the payments, and pocketing the cash. Even if you have to buy a less expensive ride to get to work, you’ll be a lot better off trading down now before the problem gets worse.

Borrow From A Title Loan Company
So none of the above is going to work for you, or it’s just not enough? Think about borrowing from a title loan company like Embassy Loans. You will find their rates are cheaper that the other sources of quick cash, especially if your credit needs a little work. Give the folks there a call and see what they can do for you.



Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.