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Shopping Wisely to Save Money on Groceries

Grocery ShoppingFor a lot of people, when they hear the phrase “save money on groceries” they just think of clipping coupons or watching the circulars. There actually is a lot more to it than just clipping coupons. Now this does not mean that you have to be an extreme couponer. Most people do not have that much time to spare to go to those great lengths. Still, there are some actions that will help you save money while not take up that much more of your time.

  1. The first rule of savings is organization. Taking the extra second to get organized in the beginning means more time savings later. Set aside a certain time of day or day of the week to get organized. Come up with a method for finding, clipping, and organizing the coupons. There is no right way or wrong way here.
  2. The next thing to do is to look at the circulars and try to match coupons with the extra savings from the circulars. Try to save all coupons until the item goes on sale. Typically the sales are on a three month cycle.
  3. When using the grocery coupons, look for stacking coupon opportunities. The grocery stores will sometimes offer their own coupons for certain items in the grocery store. If possible, match a manufacturer’s coupon with the grocery store coupon for even more savings.
  4. Another way to save more money, which is along the similar lines as stacking, is what’s called coupon matching. Some grocery stores will match the coupon savings or even triple the coupon savings on certain days of the week.
  5. It is also very important to use the coupons on the right size product package. In general, it is better to stay away from family size or value size packages when using coupons. The reason is that a lot of the coupons for a fixed amount off such as 50 cents. The smaller the package, the higher the percentage savings on the product.

These are just a few of the easy ways to save a little extra money when shopping for grocery items. It does not take much effort at all but can really result in huge savings. Not everyone has the time to spend hours scouring the newspapers and internet sites for coupons and other savings. Following these simple methods will help to ensure the most savings with the minimal effort on grocery shopping.

For more helpful ways to save money, take a look at the rest of the blog at Embassy Loans. You find all sorts of money tips that can make things just a little bit easier.



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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.