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Have Debt? Find the Money to Pay it Down

Paying DebtsIf you are like many Floridians, you have debt that you need to take care of. Fortunately there are some ways that you can find to pay that debt down, you just have to be a bit creative and think outside of the box. Here are a few ways that you can find the money to pay down your debt and see a brighter financial future:

Cut the Cable

If you currently subscribe to cable TV service, you probably know how ridiculously expensive it is. Even the basic cable TV packages are quite expensive and can take a big chunk out of your monthly budget. Instead of watching cable, consider buying a streaming player and an antenna. These services are less than $10 a month and with an additional $10 – $15 cord, you can even watch television right on your TV by streaming off your computer. The average savings of about $80 a month can certainly be used on your debt.

Stop Eating Out

Another way that you can cut debt is to stop eating out. Not only will you have extra money in your pocket, you will eliminate extra spending on credit cards. After all, with interest, those meals can end up costing a lot more than what is on the receipt. You don’t have to stop eating out completely, but if you eat out a lot, try to cut down until you get to a better place, financially.

Choose a New Cell Phone Plan

Do you really need the cell phone plan with all the bells and whistles? You probably don’t. Another thing that you can try in order to rein in your debt is to choose a different cell phone plan or even a new provider. Even switching to a non-smart phone for a few billing cycles could really help to get your debt under control.

Consider a Loan

Finally, if you want to pay down your debt in one chunk, consider a loan. With a car title loan from Embassy Loans, you don’t need good credit and you don’t even need a job. All you need is a car that you hold the title to and money can be in your pocket in a matter of hours. For more information and to see if you qualify, contact Embassy Loans.



Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.