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Start Being Frugal and Get Back on the Path of Financial Freedom

Belt TighteningMany Floridians, perhaps even yourself, feel that they simply don’t have the financial freedom they believe they deserve. However, as with anything, financial freedom isn’t really free. You will actually have to work for it. One way to find financial freedom is to start being a bit more frugal. This doesn’t mean that you should not spend any money on “extras”, it simply means you need to be smart about the money you spend. Here are a few tips to help you achieve this:

Cook at Home

As easy as it is to grab some food on the go, it is also a very easy way to bleed your finances. It is a proven fact, in almost all cases, that cooking at home will help you to save money. On top of that, it will be a lot healthier for you and your family as you can make better choices. You can also take leftovers to work for lunch and save even more money.

Cancel Services You Don’t Need

Another way to put more money into your pocket is to cancel services that you don’t use or don’t need. For instance, do you have a gym membership that you rarely use? You may pay $20 a month for this membership but only use it once or twice a month. If this sounds like you, cancel the membership and walk outside instead of wasting money at the gym. You don’t need it if you only use it sporadically.

Negotiate Fees

You may also be able to negotiate the fees that you are currently paying to banks, credit cards or other services. For instance, if you carry a balance on your credit card, it is possible that you can contact them and get a lower APR. If you have an annual fee on those credit cards, it is possible that you can eliminate or lower that, as well.

By taking these three tips into consideration, you will be able to easily save $20, $30, $50 or more each month. That is certainly money that most people could really use. However, it will take some time to get this extra money. In the meantime, if you need can is a hurry, contact Embassy Loans for an easy to apply for car title loan. You can get your money in a matter of hours.



Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.