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Decorating on a Budget

Budget DecoratingWhen it comes to decorating a home, most people really want to add a personal touch. After all, we all have different tastes and styles, and the right decorating can help to make us much more comfortable in our homes. All of this sounds exciting until you see how much some of the decorating items in stores actually cost. Fortunately, there are several ways that you can decorate your home without spending a ton of cash. Here are a few:

Stay Away from Magazines
One of the biggest mistakes that people make when decorating their home is they take cues from decorating magazines. Now it is true that these magazines can give you great ideas, but often times, they also use merchandise that is quite expensive. You also have to remember that a real home is not the same as a photo in a magazine. Make smarter choices and you can have a similar effect that is not nearly as expensive.

Work on Recognizing Quality
Another thing that you should be doing in order to decorate on a budget is to learn to recognize quality. Even though you cannot afford it, you should take some time and visit a higher priced furniture store, decorating store or other place where you can buy higher end home decor. Feel these items, look at these items and compare them with lower priced items. You should aim for choosing items that are lower quality yet not the cheapest you can get. When you recognize quality, you will know just by looking and feeling an item if it is worth the price.

Consider Scratch and Dent
You can additionally save money on decorating by choosing scratch and dent items. These items can be found at many home decor store at a fraction of the original price because they have been damaged in some way. For instance, a $500 table may have been scratched by someone moving it across the showroom. Because of this scratch, you can get the table for $200, which can lead to significant savings.

These are only a few of the many ways that you can save money on decorating. Of course, if you need a bit extra cash to do your home decorating you have options for this, as well. One of these options is to consider a car title loan from Embassy Loans. Not only will you have the money you need to decorate, you may even be able to so some home improvements, as well.



Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.