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BlogBlog5 Money Saving Tips that Everyone Needs to Remember

5 Money Saving Tips that Everyone Needs to Remember

Money Saving IdeasWhen it comes to saving money, all of us could use a few tips to keep us on track. Saving money is not something that is easy to do and many people struggle with it. However, when you follow these tips, you will find that you can easily save money on things that you do regularly which will lead to more money in your pocket and a brighter financial future.

1. Turn Down the Heat/AC

Living in Florida, you may not often have the furnace pumping, but there are some cold, and very hot, times of the year. You can save a ton of money on your energy bills by lowering the temperature on your thermostat. When it is cold, grab some extra blankets.  When hot, grab a fan or two in order to circulate the air.

2. Shop Sales

Another way that you can save money is by shopping sales. However, it is important to only shop sales when you really need something, not just to save money on something you don’t need.

3. Buy in Bulk

When it makes sense, buy in bulk.  You will probably be surprised by what you can save. Make sure, when you buy in bulk, that you are buying non-perishable items and not items that are going to go bad. After all, that would not be a great way to save!

4. Make Coffee at Home

Some people may wonder why we even mention this, but with the amount of money that companies make on fancy coffee drinks, it is certainly something to think about. In most cases, you can make the same exact drinks that you spend $4-$5 on at your favorite coffee shops at home for less than a $1. That can be a savings of over $100 each month. All you need are the ingredients, a coffee pot and blender.

5. Stop Driving

Finally, you can save a lot of money by walking or biking instead of driving, when feasible.  For example, if you need to pick a few things up at the local drug store that is just a mile or two away, walk or bike there instead of drive. Not only will you save on gas, your car insurance may go down too.

And remember one more thing.  A title loan from Embassy Loans sure beats paying late fees and penalties on that stack of bills.  Give us a call and we will get you starting on saving with one of our loans.



Embassy Loans is a leading provider of auto title loans since 2005

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Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.

No Prepayment Penalties!

Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.

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Frequently Asked Questions

What is an Auto Equity Loan?

An auto equity loan, sometimes known as a car title loan or a car equity loan, is a type of loan that allows you to borrow money by using your vehicle as collateral. The loan is secured by your vehicle, meaning you agree to use the equity in your car to back the loan. 

What is an Unsecured Personal Loan

An unsecured personal loan is a loan that does not require collateral. Funds are provided based on your credit worthiness and your ability to repay. 

What Is the Credit Builder Program

The credit builder program is designed to help individuals establish or improve their credit score with the primary purpose of building a positive credit history through regular payments.

Can i have more than one Loan at a time?

Embassy Loans can only extend one loan at a time and it’s advisable to start with one and focus on making payments in a timely manner to prevent default.

What happens if I miss a payment?

Missing a payment can have negative consequences, including late fees, a drop in your credit score, and potential default on the loan. Consistent, on-time payments are crucial to benefit from the program.